The CCA authorised state aid contained in the aid scheme of the Croatian Bank for Reconstruction and Development (HBOR) in the form of soft loans of the Working Capital Loan Programme which will be granted to undertakings in order to ensure access to finance based on the Decision on the publication of the rules contained in the Temporary Framework for State aid measures to support access to finance in the current financial and economic crisis (OG 56/2009).

The loan will be granted to a beneficiary by a commercial bank and HBOR in the proportion 60/40. The part of the HBOR loan will be granted under the nominal interest rate of 4 per cent. State aid is thus, the balance between the temporary decreased base rate of 4.98 % increased by a fixed margin and the 4 per cent interest rate for HBOR soft loans. The cap amount of aid granted under this aid scheme and other aid schemes in line with the Temporary Framework and granted de minimis aid shall not exceed EUR 500,000 per beneficiary in the period from 1 January 2008 until 31 December 2010. Companies which were in difficulties on 1 July 2008 will not be able to receive support under the new measures.